Gwera Kiwana
Global Expansion & Partnerships, Morse (formerly Sling Money) | ex-Monzo, 11:FS, Onafriq
Background
Gwera Kiwana is a fintech and web3 expert driving Global Expansion and Partnerships at Morse (formerly Sling Money), the global money app used across Africa, Latin America and beyond. She built Onafriq's (formerly MFS Africa) crypto business from scratch as Head of Crypto, launched 11:FS's crypto advisory arm, and scaled financial crime operations at Monzo as it grew from 100k to 4 million customers. Gwera is the co-founder of Women Who Build Africa, host of crypto@scale, Africa's first crypto-focused podcast, and a Money20/20 startup awards jury member.
Latest activity
Cross-border payments: stablecoins versus instant payment systems
Quoted at length on why stablecoins are the foundation of programmable finance, and why banks' licences and telcos' consumer trust decide who gets to build the rails.
May 29 · African Tech Roundup
Building real systems for real people using stablecoins
Episode of The Stablecoin Podcast on stablecoin adoption, the case for non-USD stablecoins, opportunities in the global south and the future of programmable money.
Apr 1 · The Stablecoin Podcast
Africa can lead with its own local-currency stablecoins
Argues African institutions holding 5–10% of global stablecoin float would generate billions in reserve interest, and that banks and telcos are structurally best placed to deploy local-currency stablecoins.
Sep 22, 2025 · Semafor